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Rates of interest for Personal Bank Loan

<strong>Rates of interest</strong> for Personal Bank Loan

a personal bank loan from Axis Bank helps to ensure that you do not need to get straight back in the goals you have actually set yourself, be it the most perfect wedding for the kid, the whole renovation of your house or even a fun-filled vacation for the family members. Avail a personal bank loan beginning with Rs. 50,000 as much as Rs. 15,00,000 with just minimal documents and appealing rates of interest. Here you will find the interest rates for signature loans with tenures all the way to 3 years.

Fixed Rate Loan 1 Yr MCLR Spread over 1 year MCLR Successful ROI Reset
personal bank loan 8.10% 3.90%-15.90% 12%-24% No Reset

Personal Bank Loan Charges

Hunting for a Personal Loan on the web? Axis Bank provides the many attractive rates of interest and costs on unsecured loans. Refer the table below to understand more.

Schedule of costs**

payment instruction / tool return charges Rs.500/- per example of dishonor of cheque /SI/ECS/NACH debit instruction + GST as applicable
Swap charges (Cheque/Instrument) Rs.500/- per example + GST as relevant
Penal Interest @ 24% per year in other words. 2% per month from the overdue installment.
Duplicate statement issuance charges Rs.250/- per instance per set + GST as relevant.
Duplicate Amortization schedule issuance costs Rs.250/- per instance per set + GST as relevant.
Re-Issuance of photocopy of loan agreement/documents Rs.250/- per instance per set + GST as relevant.
Credit Information Businesses (CICs) Report Issuance Costs Rs. 50/- per instance per set + GST as applicable.
Duplicate NOC Rs. 500/- per instance per set + GST as relevant.
Stamp Duty Charges Depending On State Stamp Act

**(Subject to alter according to Bank’s discernment from time for you to time)
** Goods and Services income tax (GST) will likely to be charged additional according to the rates that are applicable on all of the charges and costs (anywhere GST does apply)

Interest schedule and rate of prices for unsecured loans with tenure significantly more than 36 months

interest rate 12% to 24per cent
payment instruction / tool return charges Rs.500/- per example of dishonor of cheque /SI/ECS/NACH debit instruction + GST as applicable
Swap charges (Cheque/Instrument) Rs.500/- per example + GST as relevant
Penal Interest @ 24% per annum for example. 2% each month from the overdue installment.
Duplicate statement issuance charges Rs.250/- per instance per set + GST as relevant.
Duplicate Amortization schedule issuance fees Rs.250/- per instance per set + GST as relevant.
Re-Issuance of photocopy of loan agreement/documents Rs.250/- per instance per set + GST as relevant.
Credit Information Companies (CICs) Report Issuance Costs Rs. 50/- per instance per set + GST as applicable.
Duplicate NOC Rs. 500/- per instance per set + GST as relevant.
Stamp Duty Charges According To State Stamp Act

**(Subject to improve according to Bank’s discernment from time for you to time)
** Goods and Services taxation (GST) will likely to be charged additional according to the applicable prices, on most of the charges and costs (anywhere GST does apply)
For further details, please Follow this link For rate of interest and routine of prices for unsecured loans with tenure significantly more than 36 months

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